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Property Buying Guide

Everything you need to know about buying property in Pakistan

Step by Step Buying Process

1

Determine Your Budget

Calculate your savings, income, and financing capacity.

  • Save for down payment (20-30%)
  • Check credit score
  • Get pre-approval
2

Research Locations

Choose the right area based on your needs.

  • Proximity to work/school
  • Future development plans
  • Neighborhood safety
3

Verify Property Documents

Essential documents to verify:

  • FARD (Family Register)
  • Registered Sale Deed
  • No Objection Certificate
4

Legal Verification

Hire a lawyer to:

  • Verify title clearance
  • Check for disputes
  • Review all documents
5

Negotiate & Finalize

Final steps:

  • Negotiate price
  • Sign agreement
  • Complete registration

Important Tips

Do

  • Visit property multiple times
  • Verify all documents personally
  • Get property inspected by expert
  • Compare prices in area

Don't

  • Rush the decision
  • Trust verbal promises
  • Skip legal verification
  • Pay full amount before registration

Property Verification Checklist

Clear title deed
FARD verified
No mortgage on property
No property disputes
Taxes paid
Building approval
Gas/water/electricity connections
All bills cleared